Iowa House approves expanded unemployment benefits

Iowa House approves expanded unemployment benefits, sends measure to governor

DES MOINES, Iowa (AP) -- The Iowa House gave final legislative approval Thursday to a measure doubling the length of unemployment benefits for jobless workers enrolled in training programs.
The House sent the measure allowing an extra 26 weeks of payments to Gov. Chet Culver on an 82-13 vote.
"We have to do something to make sure people are trained," said Rep. Wayne Ford, D-Des Moines, the main backer of the measure. "We have more unemployed than ever before and this is the way we can show the world we are going to take care of our people."

Culver has been supportive of the expansion but hasn't commented on the specific plan that moved through the Legislature.
The move will make Iowa eligible for $71 million in federal stimulus money. The federal package sets aside additional money for the states to pay unemployment benefits, but only if they agree to expand those benefits for three years.
In addition to extended benefits for workers in training programs, the Iowa measure offers benefits for some part-time workers and makes it clear that businesses won't be charged when they dismiss workers who were hired to replace someone who was deployed in the National Guard or Reserve.
Under the state's unemployment system, businesses are taxed based on their employment history, and some worried that hiring and then laying off a worker to replace someone who was deployed would add to the burden for businesses.
Supporters of the expansion said it was essential to help people in training programs as the work force meets the challenges of a changing economy.

Critics worried that lawmakers were putting in place a permanent expansion of Iowa's unemployment system. After the three years of federal funding runs out, they said businesses could be on the hook for the expanded program.
"We have no long-term plan," said Rep. Scott Raecker, R-Urbandale. "Once it's gone, where will we find the funds? We are looking at one-time money for an ongoing expense."
Others argued that lawmakers need to revisit the issue of jobless benefits periodically, and there's a breathing room to take another look later.
"That will allow us about three years to work on this," said Rep. Lance Horbach, R-Tama.


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Audit: Fla. lottery sales going flat in recession

Auditors recommend more control of office space, commissions to offset flat Fla. lottery sales

TALLAHASSEE, Fla. (AP) -- Florida Lottery sales are going flat, a legislative audit reported Thursday.

Growth in the lottery's annual contributions to education began to slow down in fiscal year 2007-08. Now, officials are reducing their goals for future years.
The audit by the Office of Program Policy Analysis & Government Accountability said the lottery is wasting money on excess office space and should review commissions paid to retailers who offer various games. Retailers earn a nickel for every dollar ticket sold and receive an additional 1 percent bonus for redeeming winning tickets.

Auditors said the lottery's operating expenses continue to increase mostly because of growth in its commission payments. The lottery paid $121 million to vendors for advertising and providing the online and scratch-off games in this fiscal year alone.
Auditors recommended the department expand its retailer network to increase sales, propose using vending machines for online ticket sales, secure competitive advertising and reduce commissions paid for higher-value scratch off tickets.
Lottery Secretary Leo DiBenigno said that the economy was not the only reason for the slowdown, and that he plans to ask the Legislature to approve some of the recommendations in the audit to help enhance sales, including instant ticket vending machines.
"There would be additional revenue available if we were able to use those tools," he said.

Lawmakers were concerned as well.

"People that were hoping gambling would pay for education, it's just not working out that way," said Sen. Nancy Detert, R-Venice, after hearing about the lottery's woes at a morning education appropriations committee meeting.
The audit noted that the lottery has introduced new scratch off games, midday drawings and the multistate game, Powerball, in January in hopes of boosting sales in a sluggish economy. Powerball sales totaled $50 million in its first month, but sales decreased in several other existing games.
Florida was previously the only state that did not participate in any multistate games.
Florida voters approved a constitutional amendment in 1986 authorizing the state to operate a lottery with profits aimed at enhancing education.


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SigmaForex may require further identification or documentation in order to complete your request.
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Please note that we try to process the withdrawal request quickly. However, it may take up to 5 business days, depending on the method of transfer.

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3 Steps to Stop Losing Money in Trading

To start trading a trader needs to fund an account with some of his or her own money. That is called the initial investment. But even before you consider this step; bear in mind these 3 essential points.
The 3 crucial steps are namely 1) what to do if your funds fall below a certain amount, 2) how you will manage risks and 3) is this initial investment sufficient.
The sad fact is that close to 95% of new traders don't know about these 3 steps at all and most of these new traders end up losing money.

Here are 3 tips to help you keep afloat and solvent regardless of how bad the market is.

1. Keep a separate account
Even before you start trading, you would have in hand a certain amount of cash, the amount would of course vary from trader to trader. What you can do is to keep half of the amount into a separate bank account
What happens is that you have just created a reserve account. This is held in reserve in case your initial account gets wiped out. The other reason for building such an account is that we have guard against our emotions. If you use up all of your account then should there be a need to transfer any cash over to your trading account it would take some time. During this time you get to cool off. There should never exist a need for you to touch your reserve account. If you lose the initial account. Stop and consider what went wrong before starting again. Take the time and effort to improve yourself.

2. Money management
The difference between a profitable trader and a loser trader is money management and psychology. There is now other way to be profitable other than to focus on money management and psychology.
A good guide to follow for money management is to use not more than 1% to 5% of your whole initial investment. How that works out is that if you happen to use 1% of your account, then you get to make 100 losing trades before you need to refund your account. Consequently if you decide to use 5% then the figure goes down to 20 losing trades. Depending on individual risk tolerance level you decide, but base that against the risk and returns of each trade as well.

3. Contingency Plans
This is your exit strategy. Let's face the reality, you will lose money, this is a fact. Unless you have a mentor to help guide you through the difficult starting stages of trading it is most likely that you will lose your first account.
That is why in the beginning you will need to split your initial investment into half. After you have traded and failed, then your next account will be a lot more profitable. You can read a lot of books, go for all the courses, but nothing beats the real experience of trading. After you have had experience in trading you will know how to handle your losses better. So set up a safety net, call it insurance if you like, just do it and you will thank me later.
The above 3 steps will help you to stop losing money in trading. Once you have stopped the out flow of cash, every trade you do brings in more profits to you.


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Let us show you that if you're not utilizing SigmaForex services, you're missing the boat…and potential profits! Every Service taken on is given the time, skill necessary, and awareness to detail to produce the results that your satisfaction demands.

Nothing comes between us and you, we rely on your business; therefore, you can rely on ours, which means that we will be working hard on our behalf to make certain of your success.

Reliability Is Natural For Us, Our Services and Products Natural For You.

We care to make you feel secure with us, and that is a priceless service that will bring in continuous benefits for both of us. Which is why we have created the Trio contest, it is the First and the Only Tri contest in the World wide Financial Market called Forex.

TRIO Contest divides into 3 Main contest stages,

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Every game is new business opportunity (Elite Contest)
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A Virtual World with Live Pictures (Oriental Contest)
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Discipline and Market Psychology

Discipline is required to birth habits and routines. What you do routinely, you perfect. A typical example is learning to walk. When you first began to walk you never imagined running but today to do. Right? Now, you do marathon, sprints and now you even want to believe that you are Usain Bolt. Wow! Have you noticed it wasn't like that at the beginning? You staggered, you fell many times but you got up. You kept on practicing how to walk. Today you have mastered your act of walking.

The same is true of forex trading. Currency trading demands that you have a plan. Focus and discipline of purpose could help you to co-ordinate your trading successes. You can't have it any other way. You discipline of purpose is important to your trading success. Actors and actresses train to master the simple things. Doctors learn too to master the simple things. Have you every asked yourself why? At first, it might seem monotonous but doing the same thing over and over again birth consistency and help to build confidence. Somewhere in the midst of that confidence, your genius will emerge. When I first began I felt the boredom of sameness exhaustive. Today it makes my trading far easier to understand.

You build discipline to help you go through times you may not feel like trading. You build discipline to help you identify moments of great opportunities especially when market ranges. In these difficult times winning become far-fetched in forex trading. But if you have a discipline in place you can still make handsome gains. If you never studied the market consistently those moments of opportunities would pass you by as they came. In fact, your ability to recognize those times is what changes your life for the best.
Trading forex profitably is not so much about what you do when its good times for everyone. But what you did to win when most traders could barely make gains is what sets you apart. It doesn't take Einstein to win consistently, but it takes a disciplined approach to trading. I have had many of those inspirational trading moments and the rewards were magnificent. You have to identify them to be able to trade and capture them. It is an impossible attempt if you have not been trained for it. This is why many lose in the market place. You could avoid becoming part of those statistics by doing things the right way.

Finally, to make any significant amount of money from your currency trading, your focus should never be on money even though that's your ultimate goal. But this should be canceled immediately. Zero your focus on becoming an excellent trader. If you could succeed in making that your priority, money would chase after you in abundance. To lead a life of independent you must first learn to think independence and freedom within you. Only when you see that image within, re-lived it over and over again could your reality manifest. To be an excellent currency trader you must first be one within. At this time when employment, job and long term investments seemed to be dwindling fast, learning to trade currency from the comfort of your own home seem a viable way of raising your income level. Don't be crushed by the punches of the economic crunch. You could still rise above the waters of these present times. Have a great day of trading.


[SigmaForex Withdrawal Methods]

To withdraw funds from your account Please make sure that you have sufficient funds in place to cover the the necessary margin required for your open positions, after your requested withdrawal.

No requests for transfers to persons other than the account holder will be processed.
SigmaForex may require further identification or documentation in order to complete your request.
Please Note that transfer fees and bank charges may apply, and depend on the form of transfer.
Please note that we try to process the withdrawal request quickly. However, it may take up to 5 business days, depending on the method of transfer.

Your withdrawal from sigma account will be in an efficiently, secure and fast, you can withdraw money from your SigmaForex account at any time.

Withdrawal steps:

1. Login to your web account
2. Choose your withdrawal method
3. Fill the withdrawal form and write down the withdrawn amount